How Indonesia is Creating Financial Inclusion Through Digital Wallets
Indonesia is advancing financial inclusion through the widespread adoption of digital wallets, offering access to financial services for millions without traditional bank accounts. With over 273 million people across more than 17,000 islands, nearly half of the adult population remains unbanked. Digital wallets provide a solution by enabling users to send, receive, and store money using smartphones, bypassing the need for physical banking infrastructure.
This shift supports Indonesia’s national financial inclusion strategy, with regulators like Bank Indonesia promoting digital finance as a key tool to reach underserved communities and boost economic participation.